Qsupers head of product and services ben hillier photo. Before you make an investment decision it is recommended you obtain professional financial advice from your financial adviser tailored to your personal circumstances. Choose how your super is invested, or leave it to us and your super will be invested in qsuper lifetime, an investment option that automatically adjusts your investment strategy based on your age and lifetime balance. Product disclosure statement pds issue number 9 dated 30 june 2019 issued by perpetual superannuation limited abn 84 008 416 831 afsl 225246 rse l0003315 perpetual select super plan and pension plan contents 1.
Product disclosure statements pds and member guides. Chant west is a research, data insights and technology company, providing a suite of sophisticated software and data analytics to super funds, financial advisers and individuals, so they can compare super and pension products on an apples with apples basis. A pension is different to super once you have established an equip pension, you cannot make any further regular or oneoff contributions to the pension account. Were here to make things easy and help you get the most from your super so you can enjoy a better lifestyle in the years ahead.
This product disclosure statement pds is a summary of the significant information which you need to consider before making a decision about future super. Anz smart choice super for employers and their employees. Once we confirm your details over the phone, well reactivate your account. Pdf deferred retirement benefit guide qsuper queensland. Abn 61 808 189 263 rse r986 fund, superannuation entity. The product disclosure statement for your super fund provides important information about the fund, including about the benefits, risks, fees and costs of investing in the fund. Qsuper accumulation account, public sector fund, 90. It provides a summary of significant information and contains a number of references to important information each of which forms part of the pds. Product disclosure statement 1 october 2019 equip super. Sunsuper and qsuper begin formal due diligence to explore merger 040320. The government has temporarily changed minimum drawdown requirements for account based pension products the minimum required amount is 50% of what is listed in the current pds and other collateral, unless otherwise stated. Annual report for the period starting 1 july 2017 and ending 30 june 2018 mlc super fund for mlc super fund the fund abn 70 732 426 024 abn 80 008 515 633. Chant west and conexus financial superannuation awards.
This product disclosure statement pds explains how income streams work and how avsuper can. Sperannuation oneanswer frontier personal super and. Qsuper product disclosure statement for accumulation and income. Product disclosure statements pds qsuper superannuation fund. Pds is obsessed with caring for your human capital management needs on a granular level. You can pick any of 16 different investment options or make your own mix. The material relating to how super works may have changed during the period from the day you acquired the product and the time when you read this pds. Find out how qsuper compares to other public sector superannuation funds. Qsupers member online is a webbased superannuation administration portal owned by the board of trustees of the state public sector superannuation scheme abn 32 125 059 006 qsuper board as trustee for the state public sector superannuation fund abn 60 905 115 063 qsuper fund. Qsuper award winning, profit for member super fund.
You should consider the information before making a decision about the products. You should consider the product disclosure statement before making any decision about your. All of these information booklets form part of the pds and you should read them before deciding to join statewide super. It contains a number of references to other important information each of which forms part of the pds. Super and pension manager supplementary product disclosure statement macquarie wrap this super and pension manager supplementary pds is to be read together with the macquarie super and pension manager rse r1004496 product disclosure statement pds dated 1 july 2019, any information incorporated by reference and any other. Vision super saver product disclosure statement this statement was prepared on 1 april 2020 this product disclosure statement pds is a summary of significant information about vision super saver and should be considered as a guide only.
Qsupers accumulation account is a lowfee mysuper authorised product which helps you to. Product disclosure statements the information contained in this list is general information only and does not take into account your personal objectives, financial situation andor needs. If your online account has been disabled, please give us a call. Rest super product disclosure statement pds and forms this pds provides a summary of significant information you should consider before investing in this product. Winner of the 2019 pension of the year award, qsuper income account was established in 1995 to provide for the retirement needs of members employed within the queensland government and related entity employees. Our income account won money magazines best balanced pension product for 2020. Why qsuper there are plenty of reasons why were the countrys most recommended super brand. Our super pds also has additional guides with further information on each section of the pds.
The information in this pds is general information only and doesnt take into account your personal financial situation or needs. Qsuper product disclosure statement for accumulation and income accounts 369kb, pdf the product disclosure statement is an introduction to the features of the accumulation and income accounts. Our account based pension helps you turn your super into a regular income in retirement. Superratings does not issue, sell, guarantee, or underwrite this product. Sperannuation oneanswer frontier personal super and pension. You can easily change your investment strategy anytime through member online. If you are an employee of one of the following companies, you should click on the link to read these additional notes in conjunction with the equip. Provided your intended beneficiary is an eligible death benefit. It includes references to important information that forms part of the pds and is included in the additional information booklet issued 1 july 2019 and the insurance guide issued 1 july. To add more funds, you would need to cease your pension and establish a new pension.
Annual report for the period starting 1 july 2017 and. Previously i had been with an industry super fund, which i was quite happy with. Past performance may not be a reliable indicator of future performance. On 20 july 2017, a new product disclosure statement pds was issued for netwealth super accelerator and for netwealth super wrap. And as you decide what you need to do about your super, investments and retirement, we want to give you all the support you need to achieve a great life after work. This guide also outlines the superannuation arrangements. Whether you need an endtoend recruiting, human resources, benefits, and payroll solution, or a full range of other hr services, we build technology for you to match your specific needs in a. But i found qsuper, with its lower fees and balanced fund strategy appealing i discovered qsuper via a positive reader comment in the australian. Asgard ewrap allocated pension account provides access to over 530 individual managed investments, as well as asx listed securities, term. In effect, the pension continues to be paid and reverts to your beneficiary, so it becomes a reversionary pension. Theres details about everything from how super works, to how we invest your money, how super is taxed, and associated fees and insurance. Oneanswer personal super offers a comprehensive range of investment funds providing the flexibility to tailor an ideal investment solution for your clients.
Tps superannuation plan product disclosure statement dated 1 january 2014 pds and is to be read in conjunction with the pds. Equip myfuture pds pdf 231 kb how super works pdf 167 kb how we invest your money pdf 229 kb fees and costs pdf 176 kb insurance in your super pdf 267 kb does your employers plan vary. If you are under 40 years old, we will invest your money in outlook. Detailed information about each account can be found in the relevant guide. The fund is now a public offer fund and allows members from all. There is a limit on the total amount of superannuation you can transfer to a retirement income account without paying additional tax. Our pds and range of helpful guides contain everything you need to know about our accumulation and income accounts. Prepared and issued by the qsuper board abn 32 125 059 006, afsl 489650. Oneanswer personal super is a complete superannuation solution designed to support your clients in maximising and protecting their wealth. Extensive seminars program over 550 free seminars per annum including. This pds provides a summary of the key information you need to make a decision. This offer is only available to people receiving this pds electronically or otherwise within australia.
Member and employer guide short form product disclosure statement effective 1 july 2015. Super pds for a summary of information on the features, benefits, costs and risks of investing your super with catholic super view our short form product disclosure statement pds below. The fund is available through adviser networks and authorised holders of an australian financial services licence. Before making a decision about investing with media super, you should consider your own requirements and the relevant product disclosure statement. Benefits of investing with oneanswer frontier personal super and pension oneanswer frontier personal super and pension enables you to. He decides to commute this pension to make it reversionary to. For a super fund to earn 5 apples it must be one of the highest quality funds. With effect from 21 august 2017 we will only accept application on the forms that accompany the pds dated 20 july 2017 for super accelerator. Core super offers a range of 8 investment options to choose from, providing members with access to 3 premixed and 5 single sector options.
Frontier personal super and pension, you can access a copy of the pds and any matter in writing that is applied, adopted or incorporated by the pds from our website at. Qsupers antimoney laundering and counterterrorism program, we require identification details with any. The information on this website is of a general nature only and does not take into account your personal objectives, situation or needs. The core super product offering is designed for members who want a simple, flexible and lowcost superannuation solution. Alternatively, you can request a copy of this information free of charge by contacting customer services. Forms and resources bussq has the resources you need to get your super sorted. Client ioof employer super, ioof personal super, ioof pension and ioof essential ioof online. Product disclosure statement pds our pds and information booklets cover everything from how super works to associated costs and fees. The product disclosure statement refers to and incorporates the information set out in the additional booklets available below. This is the product disclosure statement pds for ngs super accumulation, transition to retirement and income accounts. Qsuper is one of australias largest and oldest superannuation funds and was. An avsuper income stream sometimes called a pension will enable you to easily manage your hard earned retirement savings while you live and enjoy your life.
Qsuper is a lifetime account that readjusts your investment mix as you get older. Across the 15 largest super funds, qsuper ranks the highest for member satisfaction with financial performance according to roy morgan. The incorporated by reference materials form part of the pds and you should also read these documents. If you forget your username or password, just can use the forgot username or forgot password features on the member online login page. Qsuper accumulation account product disclosure statement pds. Asgard ewrap allocated pension account was established in 2003 to service the retirement needs of members from a wide range of industries. Qsuper defined benefit is required to provide a product disclosure statement to ensure that each customers understands how their superannuation works. Perpetual wealthfocus standard fees, retail master trust, 1. About perpetual select super plan and pension plan 2 2. Compare bt super for life retirement account and other pension products at ratecity, australias leading comparison site. Qsupers accumulation account, balanced option only, ranked fourth. Superannuation may sound complex but it is really just the money you put away for your retirement. Important documents relating to your super can be found here, such as pds s and members guides.
Sunsuper partners with female startup accelerator program, shestarts 101016. Product disclosure statement issued by macquarie investment management limited abn. Find useful information and calculators to help you build your super, plan for retirement and work out what insurance will be right for you. Retirement income account super income stream qsuper. Retire with ness super a ness pension keeps your money working for you as you approach or reach retirement find out more. The site also has lots of information on super and retirement planning. Read the relevant product disclosure statements pdss and guides that apply to you and the type of lgiasuper account you have. Our products super insurance financial advice qsuper.
To register for member online, youll need your client number. Super and pension, the repayment of capital or any particular rate of return of the investments purchased through macquarie super and pension. You should consider the product disclosure statement to determine if the product is suitable for you before you decide to purchase it. The new pds includes changes applying to existing members as described below. Sunsuper has cut its administration fees for all its pension products to remain. For a summary of information on the features, benefits, costs and risks of investing your super with catholic super view our short form product disclosure statement pds below.
1025 794 1028 728 571 1563 787 794 24 190 1146 1216 1400 59 324 301 1530 850 210 1372 809 348 1000 231 819 1288 94 850 1347 1474 581 721 303 854 1232